What If…

you could
Financial Advisor Melbourne

Financial Advice

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Tax strategies for individuals and companies

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Go Beyond What Is

What if you could afford that home you’ve always wanted? What if you could go on holiday with your family more often? What if you could send your kids to the best schools without going into crippling debt? Life would be amazing, right?

Unfortunately, most people get stuck in the what if stage and end up never really changing what is—and this is where we come in.

We’ll turn your what ifs into specific financial goals, create an easy-to-follow strategy, manage its implementation, and give you a technological solution that would allow you to track and maintain your finances more effectively.

We specialise in transforming your financial future.

Its our job to make sure you have more wealth and security tomorrow – than you do today.

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What Our Happy Clients Say

You can be our next success story…

I've known Ben for more than four years and rely on What If for the accounting for several businesses. Thanks to advice from Ben and his team I am also getting my personal finances in order and have been able to make a plan with improved superannuation that makes me confident for the future. I used to avoid personal financial planning but What If Advice has made the process easy and accessible. Ben and the team go above and beyond providing financial advice and accounting services and are prepared to tackle any challenge. I highly recommend What If Advice. They do not give generic advice they take the time to truly understand your personal circumstances.
Sue Keay
Sue Keay
2023-04-22
WIA is the place to go for any sort of financial advices!! Ben help with setup superannuation and insurances. Make sure you understand everything before anything is implemented… Highly recommended!!!
8848 Momo house Mango hill
8848 Momo house Mango hill
2023-04-16
Great people to deal with. Ben is great guy to deal with any kind of financial advices!! Highly recommended
Rojesh Uprety
Rojesh Uprety
2023-04-16
Very professional and helpful. Ben went above and beyond with everything he helped me with. Thanks again!
Alison Collins
Alison Collins
2023-04-16
Great guys they know what they are doing would highly recommend always got the correct answer for any questions I have cheers
Jake Smith
Jake Smith
2023-04-16
Our financial planning meetings with Conaill were relaxed and insightful. Discussing serious topics like wills and life insurance was much less painful with beer on tap…
S Keniry
S Keniry
2023-02-19
Ben helped me and my partner out immensely with our finances. I was very pleased that Is wasn’t just generic advice that I could have learnt myself and that he took the time to get an understanding of our situation and came up with thoughtful solutions, we definitely appreciated the expertise! Thanks again mate.
Peter Munro
Peter Munro
2023-02-17
Great financial advisers in Toowong.
Sophie Koo
Sophie Koo
2023-02-15
Provided top quality service.
Matt Leaman
Matt Leaman
2023-02-15
WIA has been a gem to me that I’d like to keep for as long as I can. I’ve been working with WIAA for almost two years now and I am truly happy being with them. That is all that matters. The people behind WIAA (Ben & Conaill) are so professional and competent that you couldn’t look for more in the financial industry. They’re very organised in dealing with their clients to meet their needs beyond clients’ expectations. Most of all, they prioritise in journeying with you towards financial independence one step at a time.
juvel camaya
juvel camaya
2023-02-15

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Free Resources

Here are some tools that will help you with your financial what if’s…

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Budgeting Tool

Track, categorise and help organise your bank accounts with this free tool.

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Calculate Insurance Needs

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Lost Super Search

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Our Expertise

We’re Far From Your Typical Financial Advice Firm

We don’t just regurgitate the same blanket strategies to every client we work with and we don’t assume every business is the same.

Financial Advice & Planning

Forget living paycheck to paycheck. Start building long-term wealth today.

Cashflow and Debt Management

Manage your cashflow better so you never run out for the things that matter most to you.

Investment Advice and Structure

Make your hard-earned money work for you and your family so you can achieve true financial freedom.

Superannuation

Get more out of the money you’re putting away for your retirement starting today.

Wealth Protection

Building wealth is one thing. Keeping it is a whole different story. We’ll show you how to do both.

Taxation Strategy

Learn how you can legally reduce the amount of taxes you pay annually.

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The More You Know About Wealth Building,
The Greater Your Odds of Success