2 Jan 2025
“Luke has been really helpful, considered and very personable in his approach to assisting us with our needs. He was actually recommended by a friend and it is obvious as to why he has built a strong r...”
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Robert Chittick
Google Review
Our Expert Advisers
Your partners in financial confidence
Get to know the people who'll listen to your goals, understand your challenges, and help you create a future you're excited about.
Benjamin Collins
Director
Boutique Financial PlanningFinancial PlanningInvestment StrategyRetirement Planning
In 2017, after 4 years working for larger organisations, Benjamin decided to start a boutique financial advice firm to allow him to spend more time with each individual client on their specific goals.
Luke Morris
Senior Financial Adviser | Agriculture Specialist
Agricultural & Family Financial PlanningAgricultural FinanceSuccession PlanningFarm Protection
Hi I'm Luke, I help Families and Professionals improve their financial world. I also help farmers with: Succession Planning, Off Farm Assets, Personal & Farm Protection, Superannuation, Tax Planning and Cash Flow Planning.
Brenton Matthews
Financial Adviser
Strategic Financial PlanningFinancial StrategyGoal PlanningInvestment Advisory
Hi, I'm Brenton. I help people improve their financial strategy & keep their plans on track. I enjoy taking a strategic approach with people's finances, tailoring solutions to what matters most to you.
Andrew Clucas
Financial Adviser
Personal Financial PlanningPersonal FinanceFinancial RecoveryLife Planning
Hi, I'm Andrew. I'm here to listen and understand your unique financial situation. I genuinely care about helping you make smart financial choices that support your goals in life. It's never too late to take control and create a plan for a better financial future.
Ashley Bishop
Senior Financial Adviser
Financial Education & StrategyFinancial EducationRetirement StrategyCashflow Planning
Hi I'm Ashley, I help people make good financial decisions, feel confident with the strategy we put in place for you and help you understand what your financial future may look like. I focus on education and making it simple, so you can spend more time enjoying life without worrying about your finances.
Collin Fox
Senior Financial Adviser
Financial Education & StrategyRetirementPre-RetirementInheritance
I began my career in financial advice in 2004 and have spent more than two decades helping people make confident, informed decisions about their financial future. I’m passionate about understanding what matters most to my clients and using smart, practical strategies to help them achieve their goals with clarity and confidence.
Client Success
Trusted by Australians to build a better future
Real stories from real clients who have taken control of their financial destiny.
29 Dec 2024
“Excellent advice given in terms I could understand with an achievable plan for future me.”
T
Tammie Pickard
Google Review
01 Dec 2024
“Very helpful and knowledgeable advisers, would highly recommend their team.”
S
Stephanie G
Google Review
01 Dec 2024
“On recommendation from a business contact of ours we contacted What If Advice to help us with a business and personal life financial plan for our super and insurances. Ben and Leigh present as, and ha...”
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Jiggles Jangles
Google Review
01 Dec 2024
“I have recently met with Ben and Leigh to discuss financial strategy personally and for my business. They are both very personable and genuine guys and I felt throughout the sessions that without a do...”
M
Melissa Moore
Google Review
29 Nov 2024
“I had the pleasure of having Ben Collin's as my financial advisor for my business and wow, the support and advice I got really helped the growth and opened my eyes to new and exciting ways to boost my...”
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Riley Yarnold
Google Review
26 Nov 2024
“What If Advice has been amazing - I had an excellent experience working with Luke especially! Their team is not only highly knowledgeable but also incredibly approachable and patient. They took the ti...”
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Stephanie Phillips
Google Review
26 Nov 2024
“Meeting with Luke at 'What If' has been a very positive experience. Not only is his advice helpful but he's a pleasure to deal with and communicates information clearly. I highly recommend What If Adv...”
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Ali Grace
Google Review
26 Nov 2024
“Nice friendly people, very helpful easy to deal with - recommend their service.”
T
Trevor
Google Review
20 Nov 2024
“Professional service from start to finish. The team really understood our family situation and created a plan that works for us.”
M
Michael Chen
Google Review
15 Nov 2024
“Best financial advice I've received. Clear explanations and practical strategies that I can actually implement.”
S
Sarah Johnson
Google Review
10 Nov 2024
“What If Advice helped us navigate a complex inheritance situation. Their expertise and patience made all the difference.”
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David Smith
Google Review
05 Nov 2024
“I was worried about retirement but the team put together a comprehensive plan that gave me confidence in my future.”
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Emma Wilson
Google Review
01 Nov 2024
“Great experience with the whole team. They take time to explain everything and make sure you understand your options.”
J
James Anderson
Google Review
28 Oct 2024
“Highly recommend! They helped restructure my business finances and I'm already seeing the benefits.”
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Lisa Brown
Google Review
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